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ZIP Code 12008

Schenectady, New York

FIPS 12008

Juniper

ZIP Code 12008 is in the top 13% nationally for FEMA risk score. It also sits in the 70th percentile nationally for median home value. And it sits in the top 35% nationally for price-to-income ratio.

Median Home Value

$304,300

Higher than 70% of U.S. ZIP codes

FEMA Risk Score

27.3

Lower than 87% of U.S. ZIP codes

The basics

Total Population

422

Median Age

33.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$304,300

Higher than 70%

Median Property Tax

$3,783

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.42

Lower than 65%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

40.7

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

27.3

Lower than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12008: frequently asked questions

What is the median home value in ZIP Code 12008?
The median home value in ZIP Code 12008 is $304,300, higher than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 12008?
The median annual property tax in ZIP Code 12008 is $3,783, an effective rate of 1% of home value.
Is ZIP Code 12008 expensive to live in?
Homes in ZIP Code 12008 cost about 2.42× the median household income, lower than 65% of U.S. ZIP codes.
What is the weather like in ZIP Code 12008?
ZIP Code 12008 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12008 at risk of flooding or natural disasters?
ZIP Code 12008's FEMA National Risk Index score is 27.3 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →