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ZIP Code 12305

Schenectady, New York

FIPS 12305

Juniper

ZIP Code 12305 is in the top 35% nationally for FEMA risk score, but in the bottom 24% nationally for price-to-income ratio. It also sits in the 69th percentile nationally for median rent.

Median Home Value

$217,500

Near the U.S. ZIP codes median

FEMA Risk Score

52

Lower than 65% of U.S. ZIP codes

The basics

Total Population

7,356

Median Age

35.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$217,500

Near median

Median Property Tax

$5,750

Effective Tax Rate

3%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.08

Higher than 76%

Median Rent

$1,142

Higher than 69%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

44.4

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

52

Lower than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12305: frequently asked questions

What is the median home value in ZIP Code 12305?
The median home value in ZIP Code 12305 is $217,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12305?
The median annual property tax in ZIP Code 12305 is $5,750, an effective rate of 3% of home value.
Is ZIP Code 12305 expensive to live in?
Homes in ZIP Code 12305 cost about 4.08× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 12305?
The median gross rent in ZIP Code 12305 is $1,142 a month, higher than 69% of U.S. ZIP codes.
What is the weather like in ZIP Code 12305?
ZIP Code 12305 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12305 at risk of flooding or natural disasters?
ZIP Code 12305's FEMA National Risk Index score is 52 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →