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ZIP Code 12137

Schenectady, New York

FIPS 12137

Juniper

ZIP Code 12137 is in the top 16% nationally for FEMA risk score. It also sits in the 100th percentile nationally for median rent. And it sits in the 65th percentile nationally for median home value.

Median Home Value

$271,500

Higher than 65% of U.S. ZIP codes

HPI Growth 5yr %

25%

Near the U.S. ZIP codes median

FEMA Risk Score

30.4

Lower than 84% of U.S. ZIP codes

The basics

Total Population

2,077

Median Age

31.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$271,500

Higher than 65%

Median Property Tax

$5,811

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.24

Higher than 59%

Median Rent

$3,501

Higher than 100%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

25%

Near median

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

8.5

Freezing Days/yr (<32°F)

154.1

Annual Precipitation (in)

44.4

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

30.4

Lower than 84%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12137: frequently asked questions

What is the median home value in ZIP Code 12137?
The median home value in ZIP Code 12137 is $271,500, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 12137?
The median annual property tax in ZIP Code 12137 is $5,811, an effective rate of 2% of home value.
Is ZIP Code 12137 expensive to live in?
Homes in ZIP Code 12137 cost about 3.24× the median household income, higher than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 12137?
The median gross rent in ZIP Code 12137 is $3,501 a month, higher than 100% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12137?
Home prices in ZIP Code 12137 have moved 25% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 12137?
ZIP Code 12137 averages 46.3°F year-round, summer highs near 79.3°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12137 at risk of flooding or natural disasters?
ZIP Code 12137's FEMA National Risk Index score is 30.4 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →