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ZIP Code 12302

Schenectady, New York

FIPS 12302

Juniper

ZIP Code 12302 is in the top 15% nationally for appreciation 1yr %. It also sits in the top 15% nationally for FEMA risk score. And it sits in the top 18% nationally for HPI growth 5yr %.

Median Home Value

$255,700

Higher than 62% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 82% of U.S. ZIP codes

FEMA Risk Score

29.6

Lower than 85% of U.S. ZIP codes

The basics

Total Population

28,031

Median Age

43.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$255,700

Higher than 62%

Median Property Tax

$5,806

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.6

Lower than 60%

Median Rent

$1,247

Higher than 74%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 82%

Appreciation 1yr %

5.5%

Higher than 85%

Pandemic Gain %

46%

Recession Drop %

-6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

8.5

Freezing Days/yr (<32°F)

154.1

Annual Precipitation (in)

44.4

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

29.6

Lower than 85%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12302: frequently asked questions

What is the median home value in ZIP Code 12302?
The median home value in ZIP Code 12302 is $255,700, higher than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 12302?
The median annual property tax in ZIP Code 12302 is $5,806, an effective rate of 2% of home value.
Is ZIP Code 12302 expensive to live in?
Homes in ZIP Code 12302 cost about 2.6× the median household income, lower than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 12302?
The median gross rent in ZIP Code 12302 is $1,247 a month, higher than 74% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12302?
Home prices in ZIP Code 12302 have moved 57% over the past five years (5.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12302?
ZIP Code 12302 averages 46.3°F year-round, summer highs near 79.3°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12302 at risk of flooding or natural disasters?
ZIP Code 12302's FEMA National Risk Index score is 29.6 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →