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ZIP Code 12056

Schenectady, New York

FIPS 12056

Juniper

ZIP Code 12056 is in the top 12% nationally for FEMA risk score. It also sits in the top 21% nationally for HPI growth 5yr %. And it sits in the 79th percentile nationally for median home value.

Median Home Value

$374,500

Higher than 79% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

24.7

Lower than 88% of U.S. ZIP codes

The basics

Total Population

1,695

Median Age

50.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$374,500

Higher than 79%

Median Property Tax

$6,686

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.83

Near median

Median Rent

$1,332

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 79%

Appreciation 1yr %

2.6%

Higher than 74%

Pandemic Gain %

28%

Recession Drop %

-13%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

8.5

Freezing Days/yr (<32°F)

154.1

Annual Precipitation (in)

42.6

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.7

Lower than 88%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12056: frequently asked questions

What is the median home value in ZIP Code 12056?
The median home value in ZIP Code 12056 is $374,500, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 12056?
The median annual property tax in ZIP Code 12056 is $6,686, an effective rate of 2% of home value.
Is ZIP Code 12056 expensive to live in?
Homes in ZIP Code 12056 cost about 2.83× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12056?
The median gross rent in ZIP Code 12056 is $1,332 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12056?
Home prices in ZIP Code 12056 have moved 54% over the past five years (2.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12056?
ZIP Code 12056 averages 46.3°F year-round, summer highs near 79.3°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12056 at risk of flooding or natural disasters?
ZIP Code 12056's FEMA National Risk Index score is 24.7 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →