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ZIP Code 12036

Schoharie, New York

FIPS 12036

Juniper

ZIP Code 12036 is in the top 35% nationally for FEMA risk score. It also sits in the 20th percentile nationally for median home value. And it sits in the top 40% nationally for price-to-income ratio.

Median Home Value

$108,100

Lower than 80% of U.S. ZIP codes

FEMA Risk Score

52.4

Lower than 65% of U.S. ZIP codes

The basics

Total Population

223

Median Age

39.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$108,100

Lower than 80%

Median Property Tax

$1,563

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.58

Lower than 60%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

13.8

Avg Temperature (°F)

45.8

Hot Days/yr (>90°F)

8.2

Freezing Days/yr (<32°F)

165.1

Annual Precipitation (in)

43.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

52.4

Lower than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12036: frequently asked questions

What is the median home value in ZIP Code 12036?
The median home value in ZIP Code 12036 is $108,100, lower than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 12036?
The median annual property tax in ZIP Code 12036 is $1,563, an effective rate of 1% of home value.
Is ZIP Code 12036 expensive to live in?
Homes in ZIP Code 12036 cost about 2.58× the median household income, lower than 60% of U.S. ZIP codes.
What is the weather like in ZIP Code 12036?
ZIP Code 12036 averages 45.8°F year-round, summer highs near 79.2°F, winter lows around 13.8°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12036 at risk of flooding or natural disasters?
ZIP Code 12036's FEMA National Risk Index score is 52.4 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →