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ZIP Code 12040

Rensselaer, New York

FIPS 12040

Juniper

ZIP Code 12040 is in the top 13% nationally for FEMA risk score, but in the bottom 12% nationally for price-to-income ratio. It also sits in the 71th percentile nationally for median home value.

Median Home Value

$309,100

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

27.1

Lower than 87% of U.S. ZIP codes

The basics

Total Population

27

Median Age

39.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$309,100

Higher than 71%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.33

Higher than 88%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.7

Winter Avg Low (°F)

17.1

Avg Temperature (°F)

47

Hot Days/yr (>90°F)

3.8

Freezing Days/yr (<32°F)

148.9

Annual Precipitation (in)

42.3

Annual Snowfall (in)

52.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

27.1

Lower than 87%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12040: frequently asked questions

What is the median home value in ZIP Code 12040?
The median home value in ZIP Code 12040 is $309,100, higher than 71% of U.S. ZIP codes.
Is ZIP Code 12040 expensive to live in?
Homes in ZIP Code 12040 cost about 5.33× the median household income, higher than 88% of U.S. ZIP codes.
What is the weather like in ZIP Code 12040?
ZIP Code 12040 averages 47°F year-round, summer highs near 78.7°F, winter lows around 17.1°F (NOAA 1991–2020 normals). It sees about 52.7 inches of snow a year.
Is ZIP Code 12040 at risk of flooding or natural disasters?
ZIP Code 12040's FEMA National Risk Index score is 27.1 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →