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ZIP Code 12047

Albany, New York

FIPS 12047

Juniper

ZIP Code 12047 is in the top 12% nationally for appreciation 1yr %, but in the bottom 30% nationally for price-to-income ratio. It also sits in the top 13% nationally for FEMA risk score. And it sits in the 77th percentile nationally for median rent.

Median Home Value

$246,800

Higher than 61% of U.S. ZIP codes

HPI Growth 5yr %

48%

Higher than 70% of U.S. ZIP codes

FEMA Risk Score

27.1

Lower than 87% of U.S. ZIP codes

The basics

Total Population

23,532

Median Age

38.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$246,800

Higher than 61%

Median Property Tax

$4,695

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.74

Higher than 70%

Median Rent

$1,323

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

48%

Higher than 70%

Appreciation 1yr %

6.6%

Higher than 88%

Pandemic Gain %

37%

Recession Drop %

-6.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

19.9

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

13.1

Freezing Days/yr (<32°F)

131.1

Annual Precipitation (in)

42.1

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

27.1

Lower than 87%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12047: frequently asked questions

What is the median home value in ZIP Code 12047?
The median home value in ZIP Code 12047 is $246,800, higher than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 12047?
The median annual property tax in ZIP Code 12047 is $4,695, an effective rate of 2% of home value.
Is ZIP Code 12047 expensive to live in?
Homes in ZIP Code 12047 cost about 3.74× the median household income, higher than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 12047?
The median gross rent in ZIP Code 12047 is $1,323 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12047?
Home prices in ZIP Code 12047 have moved 48% over the past five years (6.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12047?
ZIP Code 12047 averages 50.9°F year-round, summer highs near 83.4°F, winter lows around 19.9°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12047 at risk of flooding or natural disasters?
ZIP Code 12047's FEMA National Risk Index score is 27.1 (lower than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →