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ZIP Code 12205

Albany, New York

FIPS 12205

Juniper

ZIP Code 12205 is in the top 8% nationally for FEMA risk score. It also sits in the top 15% nationally for appreciation 1yr %. And it sits in the 81th percentile nationally for median rent.

Median Home Value

$276,600

Higher than 66% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

16.1

Lower than 92% of U.S. ZIP codes

The basics

Total Population

25,838

Median Age

43.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$276,600

Higher than 66%

Median Property Tax

$4,014

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.04

Near median

Median Rent

$1,446

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

5.5%

Higher than 85%

Pandemic Gain %

39%

Recession Drop %

-4.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

39.9

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

16.1

Lower than 92%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12205: frequently asked questions

What is the median home value in ZIP Code 12205?
The median home value in ZIP Code 12205 is $276,600, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 12205?
The median annual property tax in ZIP Code 12205 is $4,014, an effective rate of 1% of home value.
Is ZIP Code 12205 expensive to live in?
Homes in ZIP Code 12205 cost about 3.04× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12205?
The median gross rent in ZIP Code 12205 is $1,446 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12205?
Home prices in ZIP Code 12205 have moved 49% over the past five years (5.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12205?
ZIP Code 12205 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12205 at risk of flooding or natural disasters?
ZIP Code 12205's FEMA National Risk Index score is 16.1 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →