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ZIP Code 12209

Albany, New York

FIPS 12209

Juniper

ZIP Code 12209 is in the top 9% nationally for appreciation 1yr %. It also sits in the top 26% nationally for FEMA risk score. And it sits in the 72th percentile nationally for median rent.

Median Home Value

$217,100

Near the U.S. ZIP codes median

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

43

Lower than 74% of U.S. ZIP codes

The basics

Total Population

10,626

Median Age

35.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$217,100

Near median

Median Property Tax

$4,794

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.43

Lower than 65%

Median Rent

$1,198

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

8%

Higher than 91%

Pandemic Gain %

41%

Recession Drop %

-9.2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

43.1

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43

Lower than 74%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12209: frequently asked questions

What is the median home value in ZIP Code 12209?
The median home value in ZIP Code 12209 is $217,100, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12209?
The median annual property tax in ZIP Code 12209 is $4,794, an effective rate of 2% of home value.
Is ZIP Code 12209 expensive to live in?
Homes in ZIP Code 12209 cost about 2.43× the median household income, lower than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 12209?
The median gross rent in ZIP Code 12209 is $1,198 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12209?
Home prices in ZIP Code 12209 have moved 49% over the past five years (8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12209?
ZIP Code 12209 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12209 at risk of flooding or natural disasters?
ZIP Code 12209's FEMA National Risk Index score is 43 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →