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ZIP Code 12203

Albany, New York

FIPS 12203

Juniper

ZIP Code 12203 is in the top 8% nationally for FEMA risk score, but in the bottom 38% nationally for price-to-income ratio. It also sits in the 80th percentile nationally for median rent. And it sits in the top 30% nationally for HPI growth 5yr %.

Median Home Value

$279,500

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

48%

Higher than 70% of U.S. ZIP codes

FEMA Risk Score

16.9

Lower than 92% of U.S. ZIP codes

The basics

Total Population

30,771

Median Age

34.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$279,500

Higher than 67%

Median Property Tax

$6,418

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.36

Higher than 62%

Median Rent

$1,409

Higher than 80%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

48%

Higher than 70%

Appreciation 1yr %

0.73%

Higher than 68%

Pandemic Gain %

38%

Recession Drop %

-7.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

42

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

16.9

Lower than 92%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12203: frequently asked questions

What is the median home value in ZIP Code 12203?
The median home value in ZIP Code 12203 is $279,500, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 12203?
The median annual property tax in ZIP Code 12203 is $6,418, an effective rate of 2% of home value.
Is ZIP Code 12203 expensive to live in?
Homes in ZIP Code 12203 cost about 3.36× the median household income, higher than 62% of U.S. ZIP codes.
What is the average rent in ZIP Code 12203?
The median gross rent in ZIP Code 12203 is $1,409 a month, higher than 80% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12203?
Home prices in ZIP Code 12203 have moved 48% over the past five years (0.73% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12203?
ZIP Code 12203 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12203 at risk of flooding or natural disasters?
ZIP Code 12203's FEMA National Risk Index score is 16.9 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →