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ZIP Code 12208

Albany, New York

FIPS 12208

Juniper

ZIP Code 12208 is in the top 11% nationally for FEMA risk score, but in the bottom 29% nationally for price-to-income ratio. It also sits in the top 15% nationally for appreciation 1yr %. And it sits in the 77th percentile nationally for median rent.

Median Home Value

$264,700

Higher than 64% of U.S. ZIP codes

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

24.1

Lower than 89% of U.S. ZIP codes

The basics

Total Population

23,289

Median Age

33.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$264,700

Higher than 64%

Median Property Tax

$6,111

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.76

Higher than 71%

Median Rent

$1,320

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

5.3%

Higher than 85%

Pandemic Gain %

35%

Recession Drop %

-8.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

43.1

Annual Snowfall (in)

56.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.1

Lower than 89%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12208: frequently asked questions

What is the median home value in ZIP Code 12208?
The median home value in ZIP Code 12208 is $264,700, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 12208?
The median annual property tax in ZIP Code 12208 is $6,111, an effective rate of 2% of home value.
Is ZIP Code 12208 expensive to live in?
Homes in ZIP Code 12208 cost about 3.76× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 12208?
The median gross rent in ZIP Code 12208 is $1,320 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12208?
Home prices in ZIP Code 12208 have moved 53% over the past five years (5.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12208?
ZIP Code 12208 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 56.2 inches of snow a year.
Is ZIP Code 12208 at risk of flooding or natural disasters?
ZIP Code 12208's FEMA National Risk Index score is 24.1 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →