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ZIP Code 12131

Schoharie, New York

FIPS 12131

Juniper

ZIP Code 12131 is in the top 32% nationally for price-to-income ratio. It also sits in the 38th percentile nationally for median home value.

Median Home Value

$165,000

Lower than 62% of U.S. ZIP codes

FEMA Risk Score

65.3

Near the U.S. ZIP codes median

The basics

Total Population

183

Median Age

46.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$165,000

Lower than 62%

Median Property Tax

$2,406

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.31

Lower than 68%

Median Rent

$950

Higher than 56%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

13.8

Avg Temperature (°F)

45.8

Hot Days/yr (>90°F)

8.2

Freezing Days/yr (<32°F)

165.1

Annual Precipitation (in)

44.8

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

65.3

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12131: frequently asked questions

What is the median home value in ZIP Code 12131?
The median home value in ZIP Code 12131 is $165,000, lower than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 12131?
The median annual property tax in ZIP Code 12131 is $2,406, an effective rate of 1% of home value.
Is ZIP Code 12131 expensive to live in?
Homes in ZIP Code 12131 cost about 2.31× the median household income, lower than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 12131?
The median gross rent in ZIP Code 12131 is $950 a month, higher than 56% of U.S. ZIP codes.
What is the weather like in ZIP Code 12131?
ZIP Code 12131 averages 45.8°F year-round, summer highs near 79.2°F, winter lows around 13.8°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12131 at risk of flooding or natural disasters?
ZIP Code 12131's FEMA National Risk Index score is 65.3 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →