The basics
Total Population
865
Median Age
61.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$708,900
Median Property Tax
$8,603
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.1
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78
Winter Avg Low (°F)
14.9
Avg Temperature (°F)
45.5
Hot Days/yr (>90°F)
4.4
Freezing Days/yr (<32°F)
165
Annual Precipitation (in)
67.7
Annual Snowfall (in)
85.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
48.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12409: frequently asked questions
- What is the median home value in ZIP Code 12409?
- The median home value in ZIP Code 12409 is $708,900, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12409?
- The median annual property tax in ZIP Code 12409 is $8,603, an effective rate of 1% of home value.
- Is ZIP Code 12409 expensive to live in?
- Homes in ZIP Code 12409 cost about 6.1× the median household income, higher than 92% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12409?
- ZIP Code 12409 averages 45.5°F year-round, summer highs near 78°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 85.7 inches of snow a year.
- Is ZIP Code 12409 at risk of flooding or natural disasters?
- ZIP Code 12409's FEMA National Risk Index score is 48.4 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →