Back to Explorer

ZIP Code 12432

Ulster, New York

FIPS 12432

Juniper

ZIP Code 12432 is in the top 11% nationally for FEMA risk score, but in the bottom 5% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median rent. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$345,100

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

22.8

Lower than 89% of U.S. ZIP codes

The basics

Total Population

697

Median Age

49.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$345,100

Higher than 75%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.16

Higher than 95%

Median Rent

$2,022

Higher than 94%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

45.5

Hot Days/yr (>90°F)

4.4

Freezing Days/yr (<32°F)

165

Annual Precipitation (in)

59.1

Annual Snowfall (in)

85.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.8

Lower than 89%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12432: frequently asked questions

What is the median home value in ZIP Code 12432?
The median home value in ZIP Code 12432 is $345,100, higher than 75% of U.S. ZIP codes.
Is ZIP Code 12432 expensive to live in?
Homes in ZIP Code 12432 cost about 7.16× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 12432?
The median gross rent in ZIP Code 12432 is $2,022 a month, higher than 94% of U.S. ZIP codes.
What is the weather like in ZIP Code 12432?
ZIP Code 12432 averages 45.5°F year-round, summer highs near 78°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 85.7 inches of snow a year.
Is ZIP Code 12432 at risk of flooding or natural disasters?
ZIP Code 12432's FEMA National Risk Index score is 22.8 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →