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ZIP Code 12440

Ulster, New York

FIPS 12440

Juniper

ZIP Code 12440 is in the top 8% nationally for HPI growth 5yr %. It also sits in the top 24% nationally for FEMA risk score. And it sits in the 76th percentile nationally for median home value.

Median Home Value

$346,200

Higher than 76% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 92% of U.S. ZIP codes

FEMA Risk Score

41.7

Lower than 76% of U.S. ZIP codes

The basics

Total Population

1,826

Median Age

46.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$346,200

Higher than 76%

Median Property Tax

$4,761

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.25

Higher than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 92%

Appreciation 1yr %

-6.4%

Higher than 58%

Pandemic Gain %

45%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

21.6

Avg Temperature (°F)

50.4

Hot Days/yr (>90°F)

7.8

Freezing Days/yr (<32°F)

121.3

Annual Precipitation (in)

52.6

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

41.7

Lower than 76%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12440: frequently asked questions

What is the median home value in ZIP Code 12440?
The median home value in ZIP Code 12440 is $346,200, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 12440?
The median annual property tax in ZIP Code 12440 is $4,761, an effective rate of 1% of home value.
Is ZIP Code 12440 expensive to live in?
Homes in ZIP Code 12440 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12440?
Home prices in ZIP Code 12440 have moved 66% over the past five years (-6.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12440?
ZIP Code 12440 averages 50.4°F year-round, summer highs near 80.4°F, winter lows around 21.6°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12440 at risk of flooding or natural disasters?
ZIP Code 12440's FEMA National Risk Index score is 41.7 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →