The basics
Total Population
1,826
Median Age
46.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$346,200
Median Property Tax
$4,761
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.25
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
66%
Appreciation 1yr %
-6.4%
Pandemic Gain %
45%
Recession Drop %
-22%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.4
Winter Avg Low (°F)
21.6
Avg Temperature (°F)
50.4
Hot Days/yr (>90°F)
7.8
Freezing Days/yr (<32°F)
121.3
Annual Precipitation (in)
52.6
Annual Snowfall (in)
59.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12440: frequently asked questions
- What is the median home value in ZIP Code 12440?
- The median home value in ZIP Code 12440 is $346,200, higher than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12440?
- The median annual property tax in ZIP Code 12440 is $4,761, an effective rate of 1% of home value.
- Is ZIP Code 12440 expensive to live in?
- Homes in ZIP Code 12440 cost about 3.25× the median household income, higher than 59% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12440?
- Home prices in ZIP Code 12440 have moved 66% over the past five years (-6.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12440?
- ZIP Code 12440 averages 50.4°F year-round, summer highs near 80.4°F, winter lows around 21.6°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
- Is ZIP Code 12440 at risk of flooding or natural disasters?
- ZIP Code 12440's FEMA National Risk Index score is 41.7 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →