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ZIP Code 12486

Ulster, New York

FIPS 12486

Juniper

ZIP Code 12486 is in the top 9% nationally for HPI growth 5yr %, but in the bottom 40% nationally for price-to-income ratio. It also sits in the top 11% nationally for FEMA risk score. And it sits in the 83th percentile nationally for median rent.

Median Home Value

$320,000

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

23.7

Lower than 89% of U.S. ZIP codes

The basics

Total Population

1,440

Median Age

60.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$320,000

Higher than 72%

Median Property Tax

$5,451

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.3

Higher than 60%

Median Rent

$1,528

Higher than 83%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 91%

Appreciation 1yr %

-19%

Higher than 56%

Pandemic Gain %

49%

Recession Drop %

-26%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

21.6

Avg Temperature (°F)

50.4

Hot Days/yr (>90°F)

7.8

Freezing Days/yr (<32°F)

121.3

Annual Precipitation (in)

46.3

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

23.7

Lower than 89%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12486: frequently asked questions

What is the median home value in ZIP Code 12486?
The median home value in ZIP Code 12486 is $320,000, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 12486?
The median annual property tax in ZIP Code 12486 is $5,451, an effective rate of 2% of home value.
Is ZIP Code 12486 expensive to live in?
Homes in ZIP Code 12486 cost about 3.3× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 12486?
The median gross rent in ZIP Code 12486 is $1,528 a month, higher than 83% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12486?
Home prices in ZIP Code 12486 have moved 66% over the past five years (-19% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12486?
ZIP Code 12486 averages 50.4°F year-round, summer highs near 80.4°F, winter lows around 21.6°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12486 at risk of flooding or natural disasters?
ZIP Code 12486's FEMA National Risk Index score is 23.7 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →