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ZIP Code 12491

Ulster, New York

FIPS 12491

Juniper

ZIP Code 12491 is in the top 10% nationally for HPI growth 5yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median rent. And it sits in the top 12% nationally for FEMA risk score.

Median Home Value

$381,800

Higher than 79% of U.S. ZIP codes

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

25.6

Lower than 88% of U.S. ZIP codes

The basics

Total Population

1,981

Median Age

39.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$381,800

Higher than 79%

Median Property Tax

$3,572

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.81

Higher than 71%

Median Rent

$2,038

Higher than 94%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Appreciation 1yr %

2.4%

Higher than 74%

Pandemic Gain %

49%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

45.5

Hot Days/yr (>90°F)

4.4

Freezing Days/yr (<32°F)

165

Annual Precipitation (in)

53.5

Annual Snowfall (in)

85.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.6

Lower than 88%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12491: frequently asked questions

What is the median home value in ZIP Code 12491?
The median home value in ZIP Code 12491 is $381,800, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 12491?
The median annual property tax in ZIP Code 12491 is $3,572, an effective rate of 1% of home value.
Is ZIP Code 12491 expensive to live in?
Homes in ZIP Code 12491 cost about 3.81× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 12491?
The median gross rent in ZIP Code 12491 is $2,038 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12491?
Home prices in ZIP Code 12491 have moved 64% over the past five years (2.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12491?
ZIP Code 12491 averages 45.5°F year-round, summer highs near 78°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 85.7 inches of snow a year.
Is ZIP Code 12491 at risk of flooding or natural disasters?
ZIP Code 12491's FEMA National Risk Index score is 25.6 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →