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ZIP Code 12495

Ulster, New York

FIPS 12495

Juniper

ZIP Code 12495 is in the top 31% nationally for FEMA risk score. It also sits in the 81th percentile nationally for median home value.

Median Home Value

$393,800

Higher than 81% of U.S. ZIP codes

FEMA Risk Score

48.5

Lower than 69% of U.S. ZIP codes

The basics

Total Population

277

Median Age

72.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$393,800

Higher than 81%

Median Property Tax

$6,635

Effective Tax Rate

2%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

45.5

Hot Days/yr (>90°F)

4.4

Freezing Days/yr (<32°F)

165

Annual Precipitation (in)

59.2

Annual Snowfall (in)

85.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.5

Lower than 69%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12495: frequently asked questions

What is the median home value in ZIP Code 12495?
The median home value in ZIP Code 12495 is $393,800, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 12495?
The median annual property tax in ZIP Code 12495 is $6,635, an effective rate of 2% of home value.
What is the weather like in ZIP Code 12495?
ZIP Code 12495 averages 45.5°F year-round, summer highs near 78°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 85.7 inches of snow a year.
Is ZIP Code 12495 at risk of flooding or natural disasters?
ZIP Code 12495's FEMA National Risk Index score is 48.5 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →