The basics
Total Population
917
Median Age
39.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$239,900
Higher than 59%
Median Property Tax
$8,310
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.71
Lower than 81%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.5
Winter Avg Low (°F)
15.2
Avg Temperature (°F)
46
Hot Days/yr (>90°F)
2.3
Freezing Days/yr (<32°F)
160.2
Annual Precipitation (in)
51.9
Annual Snowfall (in)
57.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41.9
Lower than 75%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12785: frequently asked questions
- What is the median home value in ZIP Code 12785?
- The median home value in ZIP Code 12785 is $239,900, higher than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12785?
- The median annual property tax in ZIP Code 12785 is $8,310, an effective rate of 3% of home value.
- Is ZIP Code 12785 expensive to live in?
- Homes in ZIP Code 12785 cost about 1.71× the median household income, lower than 81% of U.S. ZIP codes.
- What is the weather like in ZIP Code 12785?
- ZIP Code 12785 averages 46°F year-round, summer highs near 77.5°F, winter lows around 15.2°F (NOAA 1991–2020 normals). It sees about 57.9 inches of snow a year.
- Is ZIP Code 12785 at risk of flooding or natural disasters?
- ZIP Code 12785's FEMA National Risk Index score is 41.9 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →