The basics
Total Population
12,971
Median Age
36.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$348,400
Median Property Tax
$9,409
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4
Median Rent
$1,654
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
65%
Appreciation 1yr %
9.6%
Pandemic Gain %
49%
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.5
Winter Avg Low (°F)
18.5
Avg Temperature (°F)
49.9
Hot Days/yr (>90°F)
9.6
Freezing Days/yr (<32°F)
146.7
Annual Precipitation (in)
45.4
Annual Snowfall (in)
44.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
22.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12586: frequently asked questions
- What is the median home value in ZIP Code 12586?
- The median home value in ZIP Code 12586 is $348,400, higher than 76% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12586?
- The median annual property tax in ZIP Code 12586 is $9,409, an effective rate of 3% of home value.
- Is ZIP Code 12586 expensive to live in?
- Homes in ZIP Code 12586 cost about 4× the median household income, higher than 75% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12586?
- The median gross rent in ZIP Code 12586 is $1,654 a month, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12586?
- Home prices in ZIP Code 12586 have moved 65% over the past five years (9.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12586?
- ZIP Code 12586 averages 49.9°F year-round, summer highs near 82.5°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 44.2 inches of snow a year.
- Is ZIP Code 12586 at risk of flooding or natural disasters?
- ZIP Code 12586's FEMA National Risk Index score is 22.4 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →