The basics
Total Population
1,825
Median Age
48.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,080,200
Median Property Tax
$9,054
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.66
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
44%
Recession Drop %
-30%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.2
Winter Avg Low (°F)
26.3
Avg Temperature (°F)
54.2
Hot Days/yr (>90°F)
30.2
Freezing Days/yr (<32°F)
114.7
Annual Precipitation (in)
43.8
Annual Snowfall (in)
21
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
46.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 20197: frequently asked questions
- What is the median home value in ZIP Code 20197?
- The median home value in ZIP Code 20197 is $1,080,200, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 20197?
- The median annual property tax in ZIP Code 20197 is $9,054, an effective rate of 1% of home value.
- Is ZIP Code 20197 expensive to live in?
- Homes in ZIP Code 20197 cost about 5.66× the median household income, higher than 90% of U.S. ZIP codes.
- What is the weather like in ZIP Code 20197?
- ZIP Code 20197 averages 54.2°F year-round, summer highs near 84.2°F, winter lows around 26.3°F (NOAA 1991–2020 normals). It sees about 21 inches of snow a year.
- Is ZIP Code 20197 at risk of flooding or natural disasters?
- ZIP Code 20197's FEMA National Risk Index score is 46.1 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →