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ZIP Code 20861

Montgomery, Maryland

ZCTA 20861

Juniper

ZIP Code 20861 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 3% nationally for typical home value. And it sits in the highest 3% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,056,584

Higher than 97% of U.S. ZIP codes
Home Price Growth, Past Five Years

43%

Lower than 74% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

24.8

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 20861, in Montgomery, Maryland.

The basics

Total Population

2,890

Median Age

51

Population Density

558.39

Home values & property tax

Median Property Tax

$8,468

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.22×

Higher than 86% of U.S. ZIP codes
Median Income

$163,438

Higher than 97% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-0.26%

Lower than 78% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

33%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

28.5

Avg Temperature (°F)

57.1

Hot Days/yr (>90°F)

36.4

Freezing Days/yr (<32°F)

85.8

Annual Precipitation (in)

48.1

Annual Snowfall (in)

15.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20861: frequently asked questions

What is the typical home value in ZIP Code 20861?
The estimated median home value in ZIP Code 20861 today is $1,056,584, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 20861?
The median annual property tax in ZIP Code 20861 is $8,468, an effective rate of 0.99% of home value.
Is ZIP Code 20861 expensive to live in?
Homes in ZIP Code 20861 cost about 5.22× the median household income, higher than 86% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20861?
Home prices in ZIP Code 20861 have moved 43% over the past five years (-0.26% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20861?
ZIP Code 20861 has a population of 2,890, about 558.39 people per square mile, per the U.S. Census American Community Survey. The median age is 51.
What is the weather like in ZIP Code 20861?
ZIP Code 20861 averages 57.1°F year-round, summer highs near 86.6°F, winter lows around 28.5°F (NOAA 1991–2020 normals). It sees about 15.8 inches of snow a year.
Is ZIP Code 20861 at risk of flooding or natural disasters?
ZIP Code 20861's FEMA National Risk Index score is 24.8 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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