The basics
Total Population
19,184
Median Age
41.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$781,500
Median Property Tax
$6,617
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.5
Median Rent
$2,113
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
28%
Appreciation 1yr %
-1.1%
Pandemic Gain %
28%
Recession Drop %
-11%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.7
Winter Avg Low (°F)
28.8
Avg Temperature (°F)
56.2
Hot Days/yr (>90°F)
22.8
Freezing Days/yr (<32°F)
85.7
Annual Precipitation (in)
46.3
Annual Snowfall (in)
5.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
9.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 20895: frequently asked questions
- What is the median home value in ZIP Code 20895?
- The median home value in ZIP Code 20895 is $781,500, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 20895?
- The median annual property tax in ZIP Code 20895 is $6,617, an effective rate of 1% of home value.
- Is ZIP Code 20895 expensive to live in?
- Homes in ZIP Code 20895 cost about 4.5× the median household income, higher than 81% of U.S. ZIP codes.
- What is the average rent in ZIP Code 20895?
- The median gross rent in ZIP Code 20895 is $2,113 a month, higher than 95% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 20895?
- Home prices in ZIP Code 20895 have moved 28% over the past five years (-1.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 20895?
- ZIP Code 20895 averages 56.2°F year-round, summer highs near 84.7°F, winter lows around 28.8°F (NOAA 1991–2020 normals). It sees about 5.8 inches of snow a year.
- Is ZIP Code 20895 at risk of flooding or natural disasters?
- ZIP Code 20895's FEMA National Risk Index score is 9.1 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →