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ZIP Code 20912

Montgomery, Maryland

ZCTA 20912

Juniper

ZIP Code 20912 is in the lowest 2% statewide for FEMA risk score. It also sits in the highest 3% nationally for home price against income. And it sits in the lowest 7% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$769,430

Higher than 91% of U.S. ZIP codes
Home Price Growth, Past Five Years

30%

Lower than 93% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

4.3

Lower than 98% of Maryland ZIP codes

The boundary of ZIP Code 20912, in Montgomery, Maryland.

The basics

Total Population

25,749

Median Age

38.2

Population Density

9,611.24

Home values & property tax

Median Property Tax

$7,824

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

8.34×

Higher than 97% of U.S. ZIP codes
Median Income

$83,870

Higher than 67% of U.S. ZIP codes
Median Rent

$1,465

Higher than 77% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.4%

Lower than 59% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

30%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

85.2

Winter Avg Low (°F)

27.3

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

29.7

Freezing Days/yr (<32°F)

95.4

Annual Precipitation (in)

48

Annual Snowfall (in)

15.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 20912: frequently asked questions

What is the typical home value in ZIP Code 20912?
The estimated median home value in ZIP Code 20912 today is $769,430, higher than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 20912?
The median annual property tax in ZIP Code 20912 is $7,824, an effective rate of 1.1% of home value.
Is ZIP Code 20912 expensive to live in?
Homes in ZIP Code 20912 cost about 8.34× the median household income, higher than 97% of U.S. ZIP codes.
What is the average rent in ZIP Code 20912?
The median gross rent in ZIP Code 20912 is $1,465 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 20912?
Home prices in ZIP Code 20912 have moved 30% over the past five years (2.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 20912?
ZIP Code 20912 has a population of 25,749, about 9,611.24 people per square mile, per the U.S. Census American Community Survey. The median age is 38.2.
What is the weather like in ZIP Code 20912?
ZIP Code 20912 averages 55.9°F year-round, summer highs near 85.2°F, winter lows around 27.3°F (NOAA 1991–2020 normals). It sees about 15.8 inches of snow a year.
Is ZIP Code 20912 at risk of flooding or natural disasters?
ZIP Code 20912's FEMA National Risk Index score is 4.3 (lower than 98% of Maryland ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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