The basics
Total Population
16,386
Median Age
40.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$611,000
Median Property Tax
$5,441
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.73
Median Rent
$2,444
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
30%
Appreciation 1yr %
1.7%
Pandemic Gain %
30%
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86
Winter Avg Low (°F)
23.9
Avg Temperature (°F)
54.9
Hot Days/yr (>90°F)
38.6
Freezing Days/yr (<32°F)
112.4
Annual Precipitation (in)
47.6
Annual Snowfall (in)
19.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
11.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21054: frequently asked questions
- What is the median home value in ZIP Code 21054?
- The median home value in ZIP Code 21054 is $611,000, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21054?
- The median annual property tax in ZIP Code 21054 is $5,441, an effective rate of 1% of home value.
- Is ZIP Code 21054 expensive to live in?
- Homes in ZIP Code 21054 cost about 3.73× the median household income, higher than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21054?
- The median gross rent in ZIP Code 21054 is $2,444 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21054?
- Home prices in ZIP Code 21054 have moved 30% over the past five years (1.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21054?
- ZIP Code 21054 averages 54.9°F year-round, summer highs near 86°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 19.3 inches of snow a year.
- Is ZIP Code 21054 at risk of flooding or natural disasters?
- ZIP Code 21054's FEMA National Risk Index score is 11.6 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →