The basics
Total Population
495
Median Age
64.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$986,100
Median Property Tax
$10,001
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.14
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87
Winter Avg Low (°F)
31.3
Avg Temperature (°F)
58.8
Hot Days/yr (>90°F)
40.4
Freezing Days/yr (<32°F)
81
Annual Precipitation (in)
44.7
Annual Snowfall (in)
19.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
8.8
EAL Flood/Coastal per $1K
0.02
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21405: frequently asked questions
- What is the median home value in ZIP Code 21405?
- The median home value in ZIP Code 21405 is $986,100, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21405?
- The median annual property tax in ZIP Code 21405 is $10,001, an effective rate of 1% of home value.
- Is ZIP Code 21405 expensive to live in?
- Homes in ZIP Code 21405 cost about 6.14× the median household income, higher than 92% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21405?
- ZIP Code 21405 averages 58.8°F year-round, summer highs near 87°F, winter lows around 31.3°F (NOAA 1991–2020 normals). It sees about 19.3 inches of snow a year.
- Is ZIP Code 21405 at risk of flooding or natural disasters?
- ZIP Code 21405's FEMA National Risk Index score is 8.8 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →