The basics
Total Population
20,289
Median Age
42.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$535,500
Median Property Tax
$4,519
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.64
Median Rent
$2,060
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
38%
Appreciation 1yr %
1.2%
Pandemic Gain %
34%
Recession Drop %
-20%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.8
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
57.7
Hot Days/yr (>90°F)
19.8
Freezing Days/yr (<32°F)
55.9
Annual Precipitation (in)
44
Annual Snowfall (in)
19.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
6.7
EAL Flood/Coastal per $1K
0.02
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21409: frequently asked questions
- What is the median home value in ZIP Code 21409?
- The median home value in ZIP Code 21409 is $535,500, higher than 89% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21409?
- The median annual property tax in ZIP Code 21409 is $4,519, an effective rate of 1% of home value.
- Is ZIP Code 21409 expensive to live in?
- Homes in ZIP Code 21409 cost about 3.64× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 21409?
- The median gross rent in ZIP Code 21409 is $2,060 a month, higher than 94% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 21409?
- Home prices in ZIP Code 21409 have moved 38% over the past five years (1.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 21409?
- ZIP Code 21409 averages 57.7°F year-round, summer highs near 83.8°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 19.3 inches of snow a year.
- Is ZIP Code 21409 at risk of flooding or natural disasters?
- ZIP Code 21409's FEMA National Risk Index score is 6.7 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →