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ZIP Code 21817

Somerset, Maryland

FIPS 21817

Juniper

ZIP Code 21817 is in the top 4% nationally for appreciation 1yr %, but in the bottom 8% nationally for FEMA risk score. It also sits in the top 20% nationally for HPI growth 5yr %. And it sits in the 36th percentile nationally for median home value.

Median Home Value

$161,000

Lower than 64% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

94.4

Higher than 92% of U.S. ZIP codes

The basics

Total Population

4,417

Median Age

42.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$161,000

Lower than 64%

Median Property Tax

$1,486

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.89

Near median

Median Rent

$766

Lower than 63%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

12%

Higher than 96%

Pandemic Gain %

47%

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

31.4

Avg Temperature (°F)

57.8

Hot Days/yr (>90°F)

18.8

Freezing Days/yr (<32°F)

68.9

Annual Precipitation (in)

47.2

Annual Snowfall (in)

8.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.4

Higher than 92%

EAL Flood/Coastal per $1K

3.68

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21817: frequently asked questions

What is the median home value in ZIP Code 21817?
The median home value in ZIP Code 21817 is $161,000, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 21817?
The median annual property tax in ZIP Code 21817 is $1,486, an effective rate of 1% of home value.
Is ZIP Code 21817 expensive to live in?
Homes in ZIP Code 21817 cost about 2.89× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 21817?
The median gross rent in ZIP Code 21817 is $766 a month, lower than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21817?
Home prices in ZIP Code 21817 have moved 55% over the past five years (12% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 21817?
ZIP Code 21817 averages 57.8°F year-round, summer highs near 83.9°F, winter lows around 31.4°F (NOAA 1991–2020 normals). It sees about 8.4 inches of snow a year.
Is ZIP Code 21817 at risk of flooding or natural disasters?
ZIP Code 21817's FEMA National Risk Index score is 94.4 (higher than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 3.68 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →