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ZIP Code 21824

Somerset, Maryland

FIPS 21824

Juniper

ZIP Code 21824 is in the top 14% nationally for price-to-income ratio, but in the bottom 31% nationally for FEMA risk score. It also sits in the 20th percentile nationally for median home value.

Median Home Value

$108,500

Lower than 80% of U.S. ZIP codes

FEMA Risk Score

79.5

Higher than 69% of U.S. ZIP codes

The basics

Total Population

264

Median Age

45.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$108,500

Lower than 80%

Median Property Tax

$1,068

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.2

Lower than 86%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.6

Winter Avg Low (°F)

31.6

Avg Temperature (°F)

58.4

Hot Days/yr (>90°F)

29.3

Freezing Days/yr (<32°F)

69.1

Annual Precipitation (in)

47.2

Annual Snowfall (in)

6.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79.5

Higher than 69%

EAL Flood/Coastal per $1K

3.66

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21824: frequently asked questions

What is the median home value in ZIP Code 21824?
The median home value in ZIP Code 21824 is $108,500, lower than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 21824?
The median annual property tax in ZIP Code 21824 is $1,068, an effective rate of 1% of home value.
Is ZIP Code 21824 expensive to live in?
Homes in ZIP Code 21824 cost about 1.2× the median household income, lower than 86% of U.S. ZIP codes.
What is the weather like in ZIP Code 21824?
ZIP Code 21824 averages 58.4°F year-round, summer highs near 85.6°F, winter lows around 31.6°F (NOAA 1991–2020 normals). It sees about 6.6 inches of snow a year.
Is ZIP Code 21824 at risk of flooding or natural disasters?
ZIP Code 21824's FEMA National Risk Index score is 79.5 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 3.66 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →