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ZIP Code 21871

Somerset, Maryland

FIPS 21871

Juniper

ZIP Code 21871 is in the bottom 21% nationally for FEMA risk score. It also sits in the bottom 31% nationally for price-to-income ratio.

Median Home Value

$185,900

Near the U.S. ZIP codes median

FEMA Risk Score

86.1

Higher than 79% of U.S. ZIP codes

The basics

Total Population

1,764

Median Age

60.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$185,900

Near median

Median Property Tax

$1,679

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.68

Higher than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

63%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

31.4

Avg Temperature (°F)

57.8

Hot Days/yr (>90°F)

18.8

Freezing Days/yr (<32°F)

68.9

Annual Precipitation (in)

47.3

Annual Snowfall (in)

8.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

86.1

Higher than 79%

EAL Flood/Coastal per $1K

1.14

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21871: frequently asked questions

What is the median home value in ZIP Code 21871?
The median home value in ZIP Code 21871 is $185,900, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 21871?
The median annual property tax in ZIP Code 21871 is $1,679, an effective rate of 1% of home value.
Is ZIP Code 21871 expensive to live in?
Homes in ZIP Code 21871 cost about 3.68× the median household income, higher than 69% of U.S. ZIP codes.
What is the weather like in ZIP Code 21871?
ZIP Code 21871 averages 57.8°F year-round, summer highs near 83.9°F, winter lows around 31.4°F (NOAA 1991–2020 normals). It sees about 8.4 inches of snow a year.
Is ZIP Code 21871 at risk of flooding or natural disasters?
ZIP Code 21871's FEMA National Risk Index score is 86.1 (higher than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 1.14 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →