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ZIP Code 21821

Somerset, Maryland

FIPS 21821

Juniper

ZIP Code 21821 is in the bottom 31% nationally for FEMA risk score. It also sits in the 85th percentile nationally for median rent.

Median Home Value

$188,200

Near the U.S. ZIP codes median

FEMA Risk Score

79.5

Higher than 69% of U.S. ZIP codes

The basics

Total Population

797

Median Age

46

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$188,200

Near median

Median Property Tax

$1,598

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.12

Higher than 56%

Median Rent

$1,615

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

59%

Recession Drop %

-35%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.5

Winter Avg Low (°F)

30.9

Avg Temperature (°F)

58.7

Hot Days/yr (>90°F)

31.1

Freezing Days/yr (<32°F)

71.4

Annual Precipitation (in)

47.2

Annual Snowfall (in)

8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79.5

Higher than 69%

EAL Flood/Coastal per $1K

3.66

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 21821: frequently asked questions

What is the median home value in ZIP Code 21821?
The median home value in ZIP Code 21821 is $188,200, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 21821?
The median annual property tax in ZIP Code 21821 is $1,598, an effective rate of 1% of home value.
Is ZIP Code 21821 expensive to live in?
Homes in ZIP Code 21821 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 21821?
The median gross rent in ZIP Code 21821 is $1,615 a month, higher than 85% of U.S. ZIP codes.
What is the weather like in ZIP Code 21821?
ZIP Code 21821 averages 58.7°F year-round, summer highs near 86.5°F, winter lows around 30.9°F (NOAA 1991–2020 normals). It sees about 8 inches of snow a year.
Is ZIP Code 21821 at risk of flooding or natural disasters?
ZIP Code 21821's FEMA National Risk Index score is 79.5 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 3.66 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →