The basics
Total Population
81
Median Age
60.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$177,500
Lower than 57%
Median Property Tax
$1,346
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
1.86
Lower than 78%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.6
Winter Avg Low (°F)
31.6
Avg Temperature (°F)
58.4
Hot Days/yr (>90°F)
29.3
Freezing Days/yr (<32°F)
69.1
Annual Precipitation (in)
47.2
Annual Snowfall (in)
6.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
79.5
Higher than 69%
EAL Flood/Coastal per $1K
3.66
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21866: frequently asked questions
- What is the median home value in ZIP Code 21866?
- The median home value in ZIP Code 21866 is $177,500, lower than 57% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21866?
- The median annual property tax in ZIP Code 21866 is $1,346, an effective rate of 1% of home value.
- Is ZIP Code 21866 expensive to live in?
- Homes in ZIP Code 21866 cost about 1.86× the median household income, lower than 78% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21866?
- ZIP Code 21866 averages 58.4°F year-round, summer highs near 85.6°F, winter lows around 31.6°F (NOAA 1991–2020 normals). It sees about 6.6 inches of snow a year.
- Is ZIP Code 21866 at risk of flooding or natural disasters?
- ZIP Code 21866's FEMA National Risk Index score is 79.5 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 3.66 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →