The basics
Total Population
18,947
Median Age
43.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$230,500
Median Property Tax
$1,403
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.39
Median Rent
$1,152
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
4.1%
Pandemic Gain %
57%
Recession Drop %
-37%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.9
Winter Avg Low (°F)
46.7
Avg Temperature (°F)
69.7
Hot Days/yr (>90°F)
69.1
Freezing Days/yr (<32°F)
9
Annual Precipitation (in)
69
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
83.6
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32401: frequently asked questions
- What is the median home value in ZIP Code 32401?
- The median home value in ZIP Code 32401 is $230,500, higher than 57% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32401?
- The median annual property tax in ZIP Code 32401 is $1,403, an effective rate of 1% of home value.
- Is ZIP Code 32401 expensive to live in?
- Homes in ZIP Code 32401 cost about 4.39× the median household income, higher than 80% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32401?
- The median gross rent in ZIP Code 32401 is $1,152 a month, higher than 70% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32401?
- Home prices in ZIP Code 32401 have moved 53% over the past five years (4.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32401?
- ZIP Code 32401 averages 69.7°F year-round, summer highs near 89.9°F, winter lows around 46.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 32401 at risk of flooding or natural disasters?
- ZIP Code 32401's FEMA National Risk Index score is 83.6 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →