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ZIP Code 32413

Bay, Florida

FIPS 32413

Juniper

ZIP Code 32413 is in the top 13% nationally for HPI growth 5yr %, but in the bottom 11% nationally for price-to-income ratio. It also sits in the 88th percentile nationally for median rent. And it sits in the bottom 15% nationally for FEMA risk score.

Median Home Value

$441,300

Higher than 85% of U.S. ZIP codes

HPI Growth 5yr %

61%

Higher than 87% of U.S. ZIP codes

FEMA Risk Score

90.2

Higher than 85% of U.S. ZIP codes

The basics

Total Population

15,453

Median Age

53

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$441,300

Higher than 85%

Median Property Tax

$2,513

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.51

Higher than 89%

Median Rent

$1,702

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

61%

Higher than 87%

Appreciation 1yr %

3%

Higher than 76%

Pandemic Gain %

78%

Recession Drop %

-44%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90

Winter Avg Low (°F)

43.5

Avg Temperature (°F)

68.3

Hot Days/yr (>90°F)

87.8

Freezing Days/yr (<32°F)

14.1

Annual Precipitation (in)

65.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

90.2

Higher than 85%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32413: frequently asked questions

What is the median home value in ZIP Code 32413?
The median home value in ZIP Code 32413 is $441,300, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 32413?
The median annual property tax in ZIP Code 32413 is $2,513, an effective rate of 1% of home value.
Is ZIP Code 32413 expensive to live in?
Homes in ZIP Code 32413 cost about 5.51× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 32413?
The median gross rent in ZIP Code 32413 is $1,702 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32413?
Home prices in ZIP Code 32413 have moved 61% over the past five years (3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32413?
ZIP Code 32413 averages 68.3°F year-round, summer highs near 90°F, winter lows around 43.5°F (NOAA 1991–2020 normals).
Is ZIP Code 32413 at risk of flooding or natural disasters?
ZIP Code 32413's FEMA National Risk Index score is 90.2 (higher than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →