Back to Explorer

ZIP Code 32403

Bay, Florida

FIPS 32403

Juniper

ZIP Code 32403 is in the 97th percentile nationally for median rent.

FEMA Risk Score

70.8

Higher than 57% of U.S. ZIP codes

The basics

Total Population

447

Median Age

23.3

Cost of living & affordability

Ranked against U.S. ZIP codes.

Median Rent

$2,422

Higher than 97%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.9

Winter Avg Low (°F)

46.7

Avg Temperature (°F)

69.7

Hot Days/yr (>90°F)

69.1

Freezing Days/yr (<32°F)

9

Annual Precipitation (in)

69

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.8

Higher than 57%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32403: frequently asked questions

What is the average rent in ZIP Code 32403?
The median gross rent in ZIP Code 32403 is $2,422 a month, higher than 97% of U.S. ZIP codes.
What is the weather like in ZIP Code 32403?
ZIP Code 32403 averages 69.7°F year-round, summer highs near 89.9°F, winter lows around 46.7°F (NOAA 1991–2020 normals).
Is ZIP Code 32403 at risk of flooding or natural disasters?
ZIP Code 32403's FEMA National Risk Index score is 70.8 (higher than 57% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →