The basics
Total Population
11,113
Median Age
43.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$275,700
Median Property Tax
$1,592
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.27
Median Rent
$1,409
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
42%
Appreciation 1yr %
2.4%
Pandemic Gain %
40%
Recession Drop %
-35%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90
Winter Avg Low (°F)
43.5
Avg Temperature (°F)
68.3
Hot Days/yr (>90°F)
87.8
Freezing Days/yr (<32°F)
14.1
Annual Precipitation (in)
59.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
86.5
EAL Flood/Coastal per $1K
0.07
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32409: frequently asked questions
- What is the median home value in ZIP Code 32409?
- The median home value in ZIP Code 32409 is $275,700, higher than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32409?
- The median annual property tax in ZIP Code 32409 is $1,592, an effective rate of 1% of home value.
- Is ZIP Code 32409 expensive to live in?
- Homes in ZIP Code 32409 cost about 4.27× the median household income, higher than 78% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32409?
- The median gross rent in ZIP Code 32409 is $1,409 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32409?
- Home prices in ZIP Code 32409 have moved 42% over the past five years (2.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32409?
- ZIP Code 32409 averages 68.3°F year-round, summer highs near 90°F, winter lows around 43.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 32409 at risk of flooding or natural disasters?
- ZIP Code 32409's FEMA National Risk Index score is 86.5 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →