The basics
Total Population
4,815
Median Age
39.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$153,700
Lower than 67%
Median Property Tax
$425
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.07
Near median
Median Rent
$626
Lower than 73%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.3
Winter Avg Low (°F)
40.4
Avg Temperature (°F)
67.7
Hot Days/yr (>90°F)
97.5
Freezing Days/yr (<32°F)
31.2
Annual Precipitation (in)
62.2
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.4
Higher than 66%
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32438: frequently asked questions
- What is the median home value in ZIP Code 32438?
- The median home value in ZIP Code 32438 is $153,700, lower than 67% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32438?
- The median annual property tax in ZIP Code 32438 is $425, an effective rate of 0% of home value.
- Is ZIP Code 32438 expensive to live in?
- Homes in ZIP Code 32438 cost about 3.07× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 32438?
- The median gross rent in ZIP Code 32438 is $626 a month, lower than 73% of U.S. ZIP codes.
- What is the weather like in ZIP Code 32438?
- ZIP Code 32438 averages 67.7°F year-round, summer highs near 92.3°F, winter lows around 40.4°F (NOAA 1991–2020 normals).
- Is ZIP Code 32438 at risk of flooding or natural disasters?
- ZIP Code 32438's FEMA National Risk Index score is 77.4 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →