The basics
Total Population
33,290
Median Age
35.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$286,200
Median Property Tax
$1,634
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.85
Median Rent
$1,391
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
-0.32%
Pandemic Gain %
62%
Recession Drop %
-37%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
91.7
Winter Avg Low (°F)
40.2
Avg Temperature (°F)
67
Hot Days/yr (>90°F)
97.5
Freezing Days/yr (<32°F)
38.5
Annual Precipitation (in)
63.6
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
84.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 32539: frequently asked questions
- What is the median home value in ZIP Code 32539?
- The median home value in ZIP Code 32539 is $286,200, higher than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 32539?
- The median annual property tax in ZIP Code 32539 is $1,634, an effective rate of 1% of home value.
- Is ZIP Code 32539 expensive to live in?
- Homes in ZIP Code 32539 cost about 3.85× the median household income, higher than 72% of U.S. ZIP codes.
- What is the average rent in ZIP Code 32539?
- The median gross rent in ZIP Code 32539 is $1,391 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 32539?
- Home prices in ZIP Code 32539 have moved 48% over the past five years (-0.32% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 32539?
- ZIP Code 32539 averages 67°F year-round, summer highs near 91.7°F, winter lows around 40.2°F (NOAA 1991–2020 normals).
- Is ZIP Code 32539 at risk of flooding or natural disasters?
- ZIP Code 32539's FEMA National Risk Index score is 84.6 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →