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ZIP Code 32564

Okaloosa, Florida

FIPS 32564

Juniper

ZIP Code 32564 is in the bottom 34% nationally for FEMA risk score. It also sits in the 37th percentile nationally for median home value.

Median Home Value

$162,800

Lower than 63% of U.S. ZIP codes

FEMA Risk Score

77.3

Higher than 66% of U.S. ZIP codes

The basics

Total Population

2,676

Median Age

51.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$162,800

Lower than 63%

Median Property Tax

$812

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.72

Lower than 56%

Median Rent

$807

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

41%

Recession Drop %

-37%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.5

Winter Avg Low (°F)

40.7

Avg Temperature (°F)

66.6

Hot Days/yr (>90°F)

81.2

Freezing Days/yr (<32°F)

19.8

Annual Precipitation (in)

63.4

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.3

Higher than 66%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32564: frequently asked questions

What is the median home value in ZIP Code 32564?
The median home value in ZIP Code 32564 is $162,800, lower than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 32564?
The median annual property tax in ZIP Code 32564 is $812, an effective rate of 1% of home value.
Is ZIP Code 32564 expensive to live in?
Homes in ZIP Code 32564 cost about 2.72× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 32564?
The median gross rent in ZIP Code 32564 is $807 a month, lower than 59% of U.S. ZIP codes.
What is the weather like in ZIP Code 32564?
ZIP Code 32564 averages 66.6°F year-round, summer highs near 90.5°F, winter lows around 40.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 32564 at risk of flooding or natural disasters?
ZIP Code 32564's FEMA National Risk Index score is 77.3 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →