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ZIP Code 32569

Okaloosa, Florida

FIPS 32569

Juniper

ZIP Code 32569 is in the top 18% nationally for appreciation 1yr %, but in the bottom 16% nationally for FEMA risk score. It also sits in the 85th percentile nationally for median rent. And it sits in the bottom 23% nationally for price-to-income ratio.

Median Home Value

$326,000

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

89.2

Higher than 84% of U.S. ZIP codes

The basics

Total Population

12,063

Median Age

36.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$326,000

Higher than 73%

Median Property Tax

$1,966

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.19

Higher than 77%

Median Rent

$1,597

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 75%

Appreciation 1yr %

4.5%

Higher than 82%

Pandemic Gain %

51%

Recession Drop %

-38%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.2

Winter Avg Low (°F)

43

Avg Temperature (°F)

68.1

Hot Days/yr (>90°F)

85.6

Freezing Days/yr (<32°F)

23.2

Annual Precipitation (in)

63.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

89.2

Higher than 84%

EAL Flood/Coastal per $1K

0.06

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32569: frequently asked questions

What is the median home value in ZIP Code 32569?
The median home value in ZIP Code 32569 is $326,000, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 32569?
The median annual property tax in ZIP Code 32569 is $1,966, an effective rate of 1% of home value.
Is ZIP Code 32569 expensive to live in?
Homes in ZIP Code 32569 cost about 4.19× the median household income, higher than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 32569?
The median gross rent in ZIP Code 32569 is $1,597 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32569?
Home prices in ZIP Code 32569 have moved 51% over the past five years (4.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32569?
ZIP Code 32569 averages 68.1°F year-round, summer highs near 90.2°F, winter lows around 43°F (NOAA 1991–2020 normals).
Is ZIP Code 32569 at risk of flooding or natural disasters?
ZIP Code 32569's FEMA National Risk Index score is 89.2 (higher than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.06 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →