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ZIP Code 32542

Okaloosa, Florida

FIPS 32542

Juniper

ZIP Code 32542 is in the bottom 33% nationally for FEMA risk score. It also sits in the 96th percentile nationally for median rent.

FEMA Risk Score

78.2

Higher than 67% of U.S. ZIP codes

The basics

Total Population

3,578

Median Age

23.7

Cost of living & affordability

Ranked against U.S. ZIP codes.

Median Rent

$2,260

Higher than 96%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.3

Winter Avg Low (°F)

39.9

Avg Temperature (°F)

66.2

Hot Days/yr (>90°F)

52.3

Freezing Days/yr (<32°F)

36.2

Annual Precipitation (in)

73.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

78.2

Higher than 67%

EAL Flood/Coastal per $1K

0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32542: frequently asked questions

What is the average rent in ZIP Code 32542?
The median gross rent in ZIP Code 32542 is $2,260 a month, higher than 96% of U.S. ZIP codes.
What is the weather like in ZIP Code 32542?
ZIP Code 32542 averages 66.2°F year-round, summer highs near 89.3°F, winter lows around 39.9°F (NOAA 1991–2020 normals).
Is ZIP Code 32542 at risk of flooding or natural disasters?
ZIP Code 32542's FEMA National Risk Index score is 78.2 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →