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ZIP Code 32547

Okaloosa, Florida

FIPS 32547

Juniper

ZIP Code 32547 is in the top 35% nationally for HPI growth 5yr %, but in the bottom 19% nationally for price-to-income ratio. It also sits in the 85th percentile nationally for median rent. And it sits in the bottom 22% nationally for FEMA risk score.

Median Home Value

$321,300

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

43%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

85.6

Higher than 78% of U.S. ZIP codes

The basics

Total Population

35,527

Median Age

34.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$321,300

Higher than 72%

Median Property Tax

$1,794

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.54

Higher than 81%

Median Rent

$1,611

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

43%

Higher than 65%

Appreciation 1yr %

-3.8%

Higher than 60%

Pandemic Gain %

51%

Recession Drop %

-35%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.3

Winter Avg Low (°F)

39.9

Avg Temperature (°F)

66.2

Hot Days/yr (>90°F)

52.3

Freezing Days/yr (<32°F)

36.2

Annual Precipitation (in)

63.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

85.6

Higher than 78%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32547: frequently asked questions

What is the median home value in ZIP Code 32547?
The median home value in ZIP Code 32547 is $321,300, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 32547?
The median annual property tax in ZIP Code 32547 is $1,794, an effective rate of 1% of home value.
Is ZIP Code 32547 expensive to live in?
Homes in ZIP Code 32547 cost about 4.54× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 32547?
The median gross rent in ZIP Code 32547 is $1,611 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 32547?
Home prices in ZIP Code 32547 have moved 43% over the past five years (-3.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 32547?
ZIP Code 32547 averages 66.2°F year-round, summer highs near 89.3°F, winter lows around 39.9°F (NOAA 1991–2020 normals).
Is ZIP Code 32547 at risk of flooding or natural disasters?
ZIP Code 32547's FEMA National Risk Index score is 85.6 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →