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ZIP Code 32544

Okaloosa, Florida

FIPS 32544

Juniper

ZIP Code 32544 is in the bottom 13% nationally for FEMA risk score. It also sits in the 94th percentile nationally for median rent.

FEMA Risk Score

91.4

Higher than 87% of U.S. ZIP codes

The basics

Total Population

2,256

Median Age

23.2

Cost of living & affordability

Ranked against U.S. ZIP codes.

Median Rent

$2,077

Higher than 94%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.2

Winter Avg Low (°F)

46.9

Avg Temperature (°F)

69.8

Hot Days/yr (>90°F)

50.3

Freezing Days/yr (<32°F)

5.7

Annual Precipitation (in)

63.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

91.4

Higher than 87%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 32544: frequently asked questions

What is the average rent in ZIP Code 32544?
The median gross rent in ZIP Code 32544 is $2,077 a month, higher than 94% of U.S. ZIP codes.
What is the weather like in ZIP Code 32544?
ZIP Code 32544 averages 69.8°F year-round, summer highs near 90.2°F, winter lows around 46.9°F (NOAA 1991–2020 normals).
Is ZIP Code 32544 at risk of flooding or natural disasters?
ZIP Code 32544's FEMA National Risk Index score is 91.4 (higher than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →