The basics
Total Population
8,731
Median Age
38.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$328,000
Median Property Tax
$1,745
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.32
Median Rent
$796
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
50%
Appreciation 1yr %
6%
Pandemic Gain %
46%
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
89.3
Winter Avg Low (°F)
32.5
Avg Temperature (°F)
61.2
Hot Days/yr (>90°F)
69.3
Freezing Days/yr (<32°F)
61.3
Annual Precipitation (in)
59.4
Annual Snowfall (in)
1.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38651: frequently asked questions
- What is the median home value in ZIP Code 38651?
- The median home value in ZIP Code 38651 is $328,000, higher than 73% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38651?
- The median annual property tax in ZIP Code 38651 is $1,745, an effective rate of 1% of home value.
- Is ZIP Code 38651 expensive to live in?
- Homes in ZIP Code 38651 cost about 3.32× the median household income, higher than 61% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38651?
- The median gross rent in ZIP Code 38651 is $796 a month, lower than 60% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38651?
- Home prices in ZIP Code 38651 have moved 50% over the past five years (6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38651?
- ZIP Code 38651 averages 61.2°F year-round, summer highs near 89.3°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 1.4 inches of snow a year.
- Is ZIP Code 38651 at risk of flooding or natural disasters?
- ZIP Code 38651's FEMA National Risk Index score is 65.6 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →