The basics
Total Population
57,898
Median Age
38.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$309,400
Median Property Tax
$1,852
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3
Median Rent
$1,829
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
2.7%
Pandemic Gain %
49%
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.6
Winter Avg Low (°F)
32.7
Avg Temperature (°F)
61.8
Hot Days/yr (>90°F)
70.9
Freezing Days/yr (<32°F)
71.9
Annual Precipitation (in)
59.2
Annual Snowfall (in)
1.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38654: frequently asked questions
- What is the median home value in ZIP Code 38654?
- The median home value in ZIP Code 38654 is $309,400, higher than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38654?
- The median annual property tax in ZIP Code 38654 is $1,852, an effective rate of 1% of home value.
- Is ZIP Code 38654 expensive to live in?
- Homes in ZIP Code 38654 cost about 3× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38654?
- The median gross rent in ZIP Code 38654 is $1,829 a month, higher than 91% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 38654?
- Home prices in ZIP Code 38654 have moved 48% over the past five years (2.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 38654?
- ZIP Code 38654 averages 61.8°F year-round, summer highs near 90.6°F, winter lows around 32.7°F (NOAA 1991–2020 normals). It sees about 1.5 inches of snow a year.
- Is ZIP Code 38654 at risk of flooding or natural disasters?
- ZIP Code 38654's FEMA National Risk Index score is 80.8 (higher than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →