Back to Explorer

ZIP Code 40031

Oldham, Kentucky

FIPS 40031

Juniper

ZIP Code 40031 is in the top 17% nationally for appreciation 1yr %, but in the bottom 36% nationally for price-to-income ratio. It also sits in the top 21% nationally for HPI growth 5yr %. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$341,000

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

51.4

Lower than 66% of U.S. ZIP codes

The basics

Total Population

26,259

Median Age

39.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$341,000

Higher than 75%

Median Property Tax

$2,917

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.46

Higher than 64%

Median Rent

$1,092

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 79%

Appreciation 1yr %

4.8%

Higher than 83%

Pandemic Gain %

40%

Recession Drop %

-6.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.3

Winter Avg Low (°F)

25.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

36.7

Freezing Days/yr (<32°F)

105.2

Annual Precipitation (in)

52.9

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.4

Lower than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40031: frequently asked questions

What is the median home value in ZIP Code 40031?
The median home value in ZIP Code 40031 is $341,000, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 40031?
The median annual property tax in ZIP Code 40031 is $2,917, an effective rate of 1% of home value.
Is ZIP Code 40031 expensive to live in?
Homes in ZIP Code 40031 cost about 3.46× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 40031?
The median gross rent in ZIP Code 40031 is $1,092 a month, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40031?
Home prices in ZIP Code 40031 have moved 54% over the past five years (4.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40031?
ZIP Code 40031 averages 55.2°F year-round, summer highs near 86.3°F, winter lows around 25.5°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 40031 at risk of flooding or natural disasters?
ZIP Code 40031's FEMA National Risk Index score is 51.4 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →