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ZIP Code 40031

Oldham, Kentucky

ZCTA 40031

Juniper

ZIP Code 40031 is in the lowest 26% nationally for FEMA risk score. It also sits in the highest 20% nationally for median income. And it sits in the highest 36% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$423,965

Higher than 64% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

45.1

Lower than 74% of U.S. ZIP codes

The boundary of ZIP Code 40031, in Oldham, Kentucky.

The basics

Total Population

26,259

Median Age

39.4

Population Density

392.56

Home values & property tax

Median Property Tax

$2,917

Property Tax Rateyearly tax as a share of home value

0.86%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.46×

Higher than 60% of U.S. ZIP codes
Median Income

$98,513

Higher than 80% of U.S. ZIP codes
Median Rent

$1,092

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.8%

Higher than 61% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

40%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

6.4%

Climate & weather

Summer Avg High (°F)

86.3

Winter Avg Low (°F)

25.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

36.7

Freezing Days/yr (<32°F)

105.2

Annual Precipitation (in)

52.9

Annual Snowfall (in)

12.3

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

45.1

Lower than 74% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 40031: frequently asked questions

What is the typical home value in ZIP Code 40031?
The estimated median home value in ZIP Code 40031 today is $423,965, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 40031?
The median annual property tax in ZIP Code 40031 is $2,917, an effective rate of 0.86% of home value.
Is ZIP Code 40031 expensive to live in?
Homes in ZIP Code 40031 cost about 3.46× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 40031?
The median gross rent in ZIP Code 40031 is $1,092 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40031?
Home prices in ZIP Code 40031 have moved 54% over the past five years (4.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 40031?
ZIP Code 40031 has a population of 26,259, about 392.56 people per square mile, per the U.S. Census American Community Survey. The median age is 39.4.
What is the weather like in ZIP Code 40031?
ZIP Code 40031 averages 55.2°F year-round, summer highs near 86.3°F, winter lows around 25.5°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 40031 at risk of flooding or natural disasters?
ZIP Code 40031's FEMA National Risk Index score is 45.1 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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