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ZIP Code 40056

Oldham, Kentucky

ZCTA 40056

Juniper

ZIP Code 40056 is in the lowest 38% nationally for FEMA risk score. It also sits in the highest 6% nationally for median income. And it sits in the highest 13% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$418,488

Higher than 64% of U.S. ZIP codes
Home Price Growth, Past Five Years

44%

Lower than 72% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

56.5

Lower than 62% of U.S. ZIP codes

The boundary of ZIP Code 40056, in Oldham, Kentucky.

The basics

Total Population

3,441

Median Age

41.1

Population Density

1,165.43

Home values & property tax

Median Property Tax

$2,920

Property Tax Rateyearly tax as a share of home value

0.86%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.53×

Lower than 70% of U.S. ZIP codes
Median Income

$134,115

Higher than 94% of U.S. ZIP codes
Median Rent

$1,648

Higher than 82% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

10%

Higher than 87% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

43%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

3.9%

Climate & weather

Summer Avg High (°F)

86.3

Winter Avg Low (°F)

25.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

36.7

Freezing Days/yr (<32°F)

105.2

Annual Precipitation (in)

50.9

Annual Snowfall (in)

15.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

56.5

Lower than 62% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 40056: frequently asked questions

What is the typical home value in ZIP Code 40056?
The estimated median home value in ZIP Code 40056 today is $418,488, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 40056?
The median annual property tax in ZIP Code 40056 is $2,920, an effective rate of 0.86% of home value.
Is ZIP Code 40056 expensive to live in?
Homes in ZIP Code 40056 cost about 2.53× the median household income, lower than 70% of U.S. ZIP codes.
What is the average rent in ZIP Code 40056?
The median gross rent in ZIP Code 40056 is $1,648 a month, higher than 82% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40056?
Home prices in ZIP Code 40056 have moved 44% over the past five years (10% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 40056?
ZIP Code 40056 has a population of 3,441, about 1,165.43 people per square mile, per the U.S. Census American Community Survey. The median age is 41.1.
What is the weather like in ZIP Code 40056?
ZIP Code 40056 averages 55.2°F year-round, summer highs near 86.3°F, winter lows around 25.5°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 40056 at risk of flooding or natural disasters?
ZIP Code 40056's FEMA National Risk Index score is 56.5 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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