The basics
Total Population
40,463
Median Age
41.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$176,000
Median Property Tax
$3,108
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.47
Median Rent
$1,232
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
62%
Appreciation 1yr %
2.3%
Pandemic Gain %
57%
Recession Drop %
-22%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.8
Winter Avg Low (°F)
23.2
Avg Temperature (°F)
53.6
Hot Days/yr (>90°F)
36.4
Freezing Days/yr (<32°F)
113.7
Annual Precipitation (in)
44.3
Annual Snowfall (in)
16
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
43.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45231: frequently asked questions
- What is the median home value in ZIP Code 45231?
- The median home value in ZIP Code 45231 is $176,000, lower than 58% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45231?
- The median annual property tax in ZIP Code 45231 is $3,108, an effective rate of 2% of home value.
- Is ZIP Code 45231 expensive to live in?
- Homes in ZIP Code 45231 cost about 2.47× the median household income, lower than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45231?
- The median gross rent in ZIP Code 45231 is $1,232 a month, higher than 73% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 45231?
- Home prices in ZIP Code 45231 have moved 62% over the past five years (2.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45231?
- ZIP Code 45231 averages 53.6°F year-round, summer highs near 85.8°F, winter lows around 23.2°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
- Is ZIP Code 45231 at risk of flooding or natural disasters?
- ZIP Code 45231's FEMA National Risk Index score is 43.8 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →