Back to Explorer

ZIP Code 45238

Hamilton, Ohio

FIPS 45238

Juniper

ZIP Code 45238 is in the top 14% nationally for FEMA risk score. It also sits in the top 17% nationally for HPI growth 5yr %. And it sits in the top 24% nationally for appreciation 1yr %.

Median Home Value

$183,900

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

58%

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

28.3

Lower than 86% of U.S. ZIP codes

The basics

Total Population

48,351

Median Age

36.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$183,900

Lower than 56%

Median Property Tax

$2,825

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.77

Near median

Median Rent

$923

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 83%

Appreciation 1yr %

3%

Higher than 76%

Pandemic Gain %

58%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

24.6

Avg Temperature (°F)

53.8

Hot Days/yr (>90°F)

26.1

Freezing Days/yr (<32°F)

105.6

Annual Precipitation (in)

48.2

Annual Snowfall (in)

16

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.3

Lower than 86%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45238: frequently asked questions

What is the median home value in ZIP Code 45238?
The median home value in ZIP Code 45238 is $183,900, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 45238?
The median annual property tax in ZIP Code 45238 is $2,825, an effective rate of 2% of home value.
Is ZIP Code 45238 expensive to live in?
Homes in ZIP Code 45238 cost about 2.77× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 45238?
The median gross rent in ZIP Code 45238 is $923 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45238?
Home prices in ZIP Code 45238 have moved 58% over the past five years (3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45238?
ZIP Code 45238 averages 53.8°F year-round, summer highs near 83.9°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
Is ZIP Code 45238 at risk of flooding or natural disasters?
ZIP Code 45238's FEMA National Risk Index score is 28.3 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →