The basics
Total Population
48,351
Median Age
36.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$183,900
Median Property Tax
$2,825
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.77
Median Rent
$923
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
58%
Appreciation 1yr %
3%
Pandemic Gain %
58%
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.9
Winter Avg Low (°F)
24.6
Avg Temperature (°F)
53.8
Hot Days/yr (>90°F)
26.1
Freezing Days/yr (<32°F)
105.6
Annual Precipitation (in)
48.2
Annual Snowfall (in)
16
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
28.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45238: frequently asked questions
- What is the median home value in ZIP Code 45238?
- The median home value in ZIP Code 45238 is $183,900, lower than 56% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45238?
- The median annual property tax in ZIP Code 45238 is $2,825, an effective rate of 2% of home value.
- Is ZIP Code 45238 expensive to live in?
- Homes in ZIP Code 45238 cost about 2.77× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 45238?
- The median gross rent in ZIP Code 45238 is $923 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 45238?
- Home prices in ZIP Code 45238 have moved 58% over the past five years (3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45238?
- ZIP Code 45238 averages 53.8°F year-round, summer highs near 83.9°F, winter lows around 24.6°F (NOAA 1991–2020 normals). It sees about 16 inches of snow a year.
- Is ZIP Code 45238 at risk of flooding or natural disasters?
- ZIP Code 45238's FEMA National Risk Index score is 28.3 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →